In today's global financial landscape, over 1.7 billion people still cannot access basic Financial Service. The various limitations of the TradFi system, such as complex account opening processes, high cross-border transfer fees, and an inadequate credit system, make it difficult for many small and medium-sized enterprises and young entrepreneurs to obtain the financial support they need. However, with the arrival of the Web3 wave in 2025, a company named Somnia is committed to breaking these barriers through its "mobile-first" strategy.

Somnia's blockchain mobile strategy is radically changing the way people access Financial Services. By collaborating with smartphone manufacturers like OPPO and Transsion, Somnia directly integrates digital wallets and lightweight nodes into the phone system. This means users do not need to master complex mnemonic phrases or node configuration knowledge; they can simply log in and use various Financial Services through fingerprint recognition. For example, users can easily complete QR code payments, restore digital assets via SIM cards, and even utilize AI assistants for cross-border transfers.

This innovation allows small vendors in Africa or freelancers in Southeast Asia to participate in the blockchain economy with just a smartphone, enabling them to trade, invest, apply for loans, and share in the profits. Somnia's vision extends beyond simply providing convenient Financial Services; it also aims to benefit users.

In India, a university student enjoys a smooth gaming experience by playing blockchain games on a blockchain phone, and also earns a monthly reward of $18 in $SOMI tokens for participating in validating nodes and sharing bandwidth resources. This "play-to-mine" mechanism transforms users from mere consumers into contributing participants in the network, thereby building a sustainable economic ecosystem.

As the global mobile internet penetration rate approaches 90%, Somnia's mobile-first strategy is expected to bring convenient Financial Service to hundreds of millions of people in the coming years, promoting the realization of financial inclusion. This will not only change the way individuals manage their finances but may also have a profound impact on the global economic landscape, especially in developing countries and emerging markets.

However, this innovation also faces numerous challenges, such as data security, regulatory compliance, and user education. How to ensure the security of user assets while providing convenience, how to coordinate with regulatory agencies in various countries to meet regulatory requirements, and how to help users understand and correctly use these new technologies are key issues that Somnia and other Web3 companies need to address.

Overall, Somnia's blockchain phone strategy represents an important developmental direction for financial services in the Web3 era. It has the potential to address some fundamental issues in the traditional financial system and may also give rise to entirely new business models and economic forms. With the continuous advancement of technology and the gradual improvement of the ecosystem, we might be witnessing the beginning of a true financial revolution.