The article "Understanding LayerFi (Layered Finance): The Inevitable Logic of on-chain Financial Evolution (2025-2030)" points out that LayerFi achieves an optimal balance between security, efficiency, and user experience through a layered architecture of "settlement layer - execution layer - Application Layer": the underlying layer ensures decentralized security, the middle layer enhances performance and cost efficiency, and the top layer provides a centralized friendly experience.

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