Transak Just Launched Bank Transfers for US Crypto Buyers—Here's What Changed

The headline: Transak rolled out ACH transfers for US users, letting them buy crypto directly from bank accounts with way higher limits.

What’s new:

• Daily purchase cap jumped to $25K per verified user (KYC Level 2 required)
• Only 1% fee on ACH transfers—surprisingly competitive
• Average order size with ACH is 16x higher than other payment methods, especially for transactions starting at $2K+

Why it matters: ACH transfers are the first of their kind on a Fiat-to-Crypto platform. This is a big deal because it taps into how American users actually want to transact—moving larger chunks of money at once, straight from their bank accounts.

The bigger picture: Transak isn’t just sitting on this. They’ve been stacking partnerships:

• Visa Direct collab: lets users convert crypto to fiat in 145+ countries
• Uniswap Labs integration: bringing DeFi access into Uniswap Wallet
• PayPal USD (PYUSD) purchases through mobile payments

Bottom line: This move is positioning Transak as a bridge between traditional banking and crypto. The 16x higher order sizes tell you something important—when you make it easier for people to move real money, they actually do it. That’s the play here.