2026-01-07 13:59:51

The U.S. effective federal funds rate remained steady at 3.64% as of January 6, maintaining the same level from the previous trading day on January 5. Trading volume stayed consistent at $88 billion across both sessions, according to Federal Reserve data.

This stability in the overnight lending rate reflects the current monetary policy stance. For traders monitoring macroeconomic conditions that influence crypto market movements, the steady Fed funds rate signals continuity in short-term liquidity conditions. With the rate holding firm and transaction volumes unchanged, market participants can expect consistent overnight borrowing costs to persist through this period.

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DAOTruant

· 16h ago

The Federal Reserve hasn't taken any action, borrowing costs remain the same, and the market is probably going to continue sideways...

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AltcoinHunter

· 01-07 14:30

Once again, the Fed is not moving. Now, short-term liquidity is like this... But honestly, it all depends on how BTC moves. I can't really tell if the Fed's interest rates will stay stable or not. 3.64% locked, 88B trading volume remains unchanged. It all feels like a routine; the real profit opportunities are still in those forgotten small coins. Hey, isn't this a signal of a bottoming pattern? Lending costs have stabilized. Should we look for potential new stars about to take off... The Fed's moves are just boring to death. It has nothing to do with me. I still prefer to study those reliable L1 public chains. Honestly, ample liquidity means money is ready to enter the market. Is the bottoming opportunity here, everyone?

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CryptoGoldmine

· 01-07 14:25

3.64% stable for two days, liquidity expectations remain the same, no new tricks. Watching how the mining pool's hash rate costs evolve is more important. --- The Federal Reserve remains on hold, short-term borrowing costs unchanged, essentially waiting for signals. For us miners, the key is to watch the difficulty adjustment cycle, not just this number. --- The 88 billion trading volume remains unchanged, not as aggressive as imagined. This stable period is a good opportunity for deployment; hash rate efficiency is the right path. --- Overnight borrowing costs are locked in, giving us a clear expectation window. In terms of ROI, the current hash rate yield is still somewhat promising. --- The Fed's decision to stay put is understandable, but the real opportunity lies at the mining pool level. Interestingly, the hash rate fluctuation data over the past two days is more worth studying than interest rate stability.

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SatoshiHeir

· 01-07 14:25

It should be pointed out that the number 3.64% itself is quite interesting—according to the fundamental logic of the white paper, this kind of "stability" of fiat currency actually exposes the fragility of centralized systems. Undoubtedly, the $88 billion trading volume remains constant, but behind it is actually the control of liquidity by power. On-chain data has long told us the answer, but the retail investors are still watching the FOMC press release.

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ProofOfNothing