Highest 356,000 Yuan! Per Capita Savings by Region Released, 12 Provinces Exceed National Average

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As the financial data for 2025 settles, the per capita deposit situation across various regions has come to light.

According to the central bank data, by the end of December 2025, the total household deposits in local and foreign currencies nationwide amounted to 16.7 trillion yuan, a year-on-year increase of 9.71%. Based on the total population of 1,404.89 million at the end of 2025, the average per capita deposit nationwide is 118,900 yuan.

Regionally, 12 areas have per capita deposits exceeding the national average.

Among them, Beijing and Shanghai lead with per capita household deposits of 356,200 yuan and 290,200 yuan respectively, forming the “absolute wealth circle” in the country.

Tianjin, Zhejiang, Liaoning, and Jiangsu each have per capita deposits exceeding 150,000 yuan, forming a “second tier of high savings,” with figures of 191,500 yuan, 176,900 yuan, 160,500 yuan, and 156,100 yuan respectively.

Apart from these six regions, Hebei, Jilin, Shanxi, Heilongjiang, Shaanxi, and Shandong also surpass the national average, with per capita deposits around 120,000 yuan.

Regarding the growth rate of household deposits, Tibet, Jiangxi, and Anhui have significantly higher growth rates than the national average, at 12.99%, 12.34%, and 12.31% respectively, indicating they are “accelerating.” Additionally, Jiangsu and Hubei saw household deposit growth rates exceeding 11% at the end of last year.

(Source: Oriental Fortune Research Center)

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