According to a survey conducted by Citi, about 1/10 of the transaction value in the global post-trade market is expected to be processed through stablecoins and encrypted securities within less than 5 years.
In the report Securities Services Evolution published on Tuesday, Citi stated that bank-issued stablecoins are viewed as a key tool for enhancing the efficiency of collateral management, supporting the tokenization of funds and private securities.
The survey was conducted from June to July with 537 organizations including custodial banks, commercial banks, brokerage firms, asset managers, and institutional investors in the US, Europe, Asia – Pacific, and the Middle East. More than half of them reported that they are experimenting with (GenAI) in the post-trade process.
The post-trade market is where securities transactions are verified, executed, and settled. The report emphasizes that Wall Street is increasingly interested in stablecoins, especially after the U.S. passed legislation regulating this type of asset earlier this year.
The cryptocurrency industry is nearing a tipping point
Citi stated that since 2021, the application of digital assets has shifted from the initial testing phase to strategy implementation. Although the development trend has become clear, the industry has not yet reached a "breakout point," but Citi believes that this moment may be very close.
"After many years of preparation, the global post-commerce industry is facing a transformation in speed, cost, and resilience on an international scale," Citi wrote.
Liquidity and cost optimization are considered the main drivers for the adoption of distributed ledger technology (DLT), according to surveyed investors. Most predict that blockchain will have a significant impact on these areas in the next 3 years.
More than half of the survey participants confirmed that DLT can help accelerate the global securities flow, thereby reducing capital costs, financial resource requirements, and operational expenses before 2028.
The US Leads Expectations
In the US, expectations are even higher, with 14% of the total transaction value forecasted to be conducted through digital assets or tokenization by 2030, compared to 10% in Europe and 9% in the Asia-Pacific.
According to Citi, the positive sentiment in the US in 2025 mainly stems from legal changes, notably the GENIUS Act signed into law by President Donald Trump in July.
In addition, the leadership of large corporations such as Circle (, the issuer of the USDC stablecoin), BlackRock, and many other institutions in expanding digital liquidity also contributes to strengthening this trend.
GenAI – an important piece of technology
Surveys also indicate that generative artificial intelligence will play an increasingly significant role in post-trade, with 57% of organizations reporting that they are experimenting with this technology.
Approximately 67% of institutional investors reported that they have applied GenAI for reconciliation, reporting, clearing and settlement processes. In particular, the onboarding (customer initiation) sector is where GenAI is most widely implemented: 83% of brokerage firms, 63% of custodial banks, and 60% of asset managers have tested it to create a "significant impact."
Citi concluded: "In a world where fast and efficient customer onboarding translates to profit, this is the perfect starting point and an opportunity to bridge the gap between retail and institutional clients."
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Citi: Stablecoin and cryptocurrency securities will account for 10% of global transactions in 5 years.
According to a survey conducted by Citi, about 1/10 of the transaction value in the global post-trade market is expected to be processed through stablecoins and encrypted securities within less than 5 years.
In the report Securities Services Evolution published on Tuesday, Citi stated that bank-issued stablecoins are viewed as a key tool for enhancing the efficiency of collateral management, supporting the tokenization of funds and private securities.
The survey was conducted from June to July with 537 organizations including custodial banks, commercial banks, brokerage firms, asset managers, and institutional investors in the US, Europe, Asia – Pacific, and the Middle East. More than half of them reported that they are experimenting with (GenAI) in the post-trade process.
The post-trade market is where securities transactions are verified, executed, and settled. The report emphasizes that Wall Street is increasingly interested in stablecoins, especially after the U.S. passed legislation regulating this type of asset earlier this year.
The cryptocurrency industry is nearing a tipping point
Citi stated that since 2021, the application of digital assets has shifted from the initial testing phase to strategy implementation. Although the development trend has become clear, the industry has not yet reached a "breakout point," but Citi believes that this moment may be very close.
"After many years of preparation, the global post-commerce industry is facing a transformation in speed, cost, and resilience on an international scale," Citi wrote.
Liquidity and cost optimization are considered the main drivers for the adoption of distributed ledger technology (DLT), according to surveyed investors. Most predict that blockchain will have a significant impact on these areas in the next 3 years.
More than half of the survey participants confirmed that DLT can help accelerate the global securities flow, thereby reducing capital costs, financial resource requirements, and operational expenses before 2028.
The US Leads Expectations
In the US, expectations are even higher, with 14% of the total transaction value forecasted to be conducted through digital assets or tokenization by 2030, compared to 10% in Europe and 9% in the Asia-Pacific.
According to Citi, the positive sentiment in the US in 2025 mainly stems from legal changes, notably the GENIUS Act signed into law by President Donald Trump in July.
In addition, the leadership of large corporations such as Circle (, the issuer of the USDC stablecoin), BlackRock, and many other institutions in expanding digital liquidity also contributes to strengthening this trend.
GenAI – an important piece of technology
Surveys also indicate that generative artificial intelligence will play an increasingly significant role in post-trade, with 57% of organizations reporting that they are experimenting with this technology.
Approximately 67% of institutional investors reported that they have applied GenAI for reconciliation, reporting, clearing and settlement processes. In particular, the onboarding (customer initiation) sector is where GenAI is most widely implemented: 83% of brokerage firms, 63% of custodial banks, and 60% of asset managers have tested it to create a "significant impact."
Citi concluded: "In a world where fast and efficient customer onboarding translates to profit, this is the perfect starting point and an opportunity to bridge the gap between retail and institutional clients."
Thạch Sanh