Interactive Brokers Begins Staggered Rollout of Stablecoin Deposits for US Accounts

Interactive Brokers Group Inc. has begun allowing select U.S. clients to fund brokerage accounts using stablecoins, marking another step in the integration of digital assets into traditional investing, according to Bloomberg.

Interactive Brokers Integrates Stablecoin Deposits Into U.S. Trading Accounts

Interactive Brokers, one of the world’s largest electronic brokerage firms, is rolling out stablecoin deposits for eligible individual brokerage accounts, Bloomberg reported. The feature is launching in phases beginning in the United States and allows customers to transfer supported stablecoins directly into their accounts, where they are converted to U.S. dollars for trading use.

The brokerage supports deposits of USDC and tether ( USDT), with USDC transfers available over the Ethereum, Solana, and Base networks. Interactive Brokers converts incoming stablecoins into U.S. dollars upon receipt, allowing clients to use the funds for stocks, options, and other traditional assets without waiting for bank wires or settlement delays.

According to Bloomberg, the feature is currently limited to eligible U.S. retail clients with individual brokerage accounts and full know-your-customer (KYC) verification. Institutional, advisory, and managed accounts are not included in the staggered rollout. Interactive Brokers does not charge deposit fees, though users remain responsible for blockchain transaction costs.

The move follows Interactive Brokers’ broader expansion into digital assets over the past several years. The firm began offering cryptocurrency trading in 2021 and has since added support for major digital assets alongside its global equities, derivatives, and fixed-income offerings.

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Allowing stablecoin funding gives Interactive Brokers access to capital held on-chain, particularly from investors seeking faster account funding outside traditional banking hours. Stablecoins have increasingly been used as payment and settlement rails across financial markets, with adoption accelerating as issuers expand compliance and reserve disclosures.

Bloomberg reported that Interactive Brokers previously explored issuing its own stablecoin but instead opted to support existing tokens, relying on third-party crypto infrastructure providers to handle conversions and compliance.

The stablecoin deposit feature launches amid rising competition between traditional brokerages and crypto-native platforms that offer continuous access to markets. While Interactive Brokers maintains regulatory safeguards and account verification requirements, the new funding option shortens the gap between digital asset liquidity and traditional finance (TradFi) investment markets.

FAQ ❓

• **What stablecoins does Interactive Brokers accept for deposits?**Interactive Brokers currently supports USDC and USDT for eligible U.S. retail accounts.
• **Are stablecoin deposits available outside the United States?**No, the rollout initially applies only to eligible U.S. clients, with broader access planned later.
• **How are stablecoin deposits used inside the account?**Deposits are converted to U.S. dollars and can be used to trade traditional financial products.
• **Does Interactive Brokers charge fees for stablecoin deposits?**The firm does not charge deposit fees, but users pay applicable blockchain network fees.