Last night, an old buddy in the group was ranting: he got burned badly by a certain CEX’s “Earn” product the year before last. Now his XRP and ETH are just lying in cold wallets, haven’t earned a dime in two years, and he only dares to check the candlestick charts every day. I casually suggested, “Why not try a self-custody yield account?” He shot back immediately, “Don’t give me that—I don’t want to be a guinea pig again.”

Turns out, our engineer has been seriously looking into @moremarketsxyz these past couple of days—they recently connected XRP Flare accounts to Firelight, so FXRP can automatically run strategies and claim rFLR and protocol fees. Plus, with the new mainstream asset Earn accounts, they’re essentially packaging multi-chain strategies into a few buttons.

On the backend, they use Wormhole for cross-chain, self-custodied vaults (they don’t hold your keys), and layer Predicate’s on-chain AML to bake risk controls directly into the contracts. The engineer thinks this looks more like an “institutional dashboard” made for regular users. Not investment advice, but if you’ve got idle assets lying around, it might be worth looking into yourself.