Polygon Labs and DeCard Integration Expands Real-World Stablecoin Payments

Polygon Labs and DeCard have partnered to enable USDT and USDC payments at 150 million merchants globally, marking a significant step in bridging DeFi with everyday commerce.

Partnership Details: Seamless Stablecoin Spending

The integration allows users to spend USDT and USDC directly from DeCard accounts at Visa and Mastercard-accepting merchants. Polygon’s AggLayer provides scalable, low-cost infrastructure, while DeCard’s card issuance handles fiat conversion. Users top up with stablecoins via Polygon wallets, enjoying sub-second settlements and fees under $0.01.

• Merchant Reach: 150M+ worldwide; Visa/Mastercard network.
• Stablecoins: USDT, USDC; instant on-ramp.
• Tech Stack: Polygon AggLayer; DeCard fiat rails.

Real-World Adoption: From DeFi to Daily Use

This move extends stablecoins beyond trading, enabling remittances, e-commerce, and retail. With $300 billion in stablecoin cap, the partnership reduces friction for 350 million users, rivaling traditional payments. DeCard’s CEO noted: “We’re making crypto spendable anywhere.” Polygon’s focus on RWAs and compliance aligns with MiCA, fostering institutional inflows.

2025 Implications: $1T Stablecoin Payments

Analysts predict $1 trillion in stablecoin transactions by 2026, with Polygon capturing 10% via integrations. This boosts POL token utility for gas and staking.

For users, how to buy USDC via compliant platforms ensures entry. How to sell USDC and how to cash out USDC offer liquidity. Sell USDC for cash and convert USDC to cash enable fiat conversions.

In summary, Polygon-DeCard’s integration unlocks 150M merchants for stablecoins, accelerating DeFi’s real-world utility in 2025.