OKX Pay launches USDG yield program: up to 10% annualized return

Today, holding USD often means your funds have limited returns. We believe your money should work “harder” for you.

Therefore, we are launching a new program for global users through OKX Pay, offering up to 10% annualized yield (APY) on USDG deposits. The first $10,000 USDG can enjoy a 10% APY, with additional shares earning 5% APY. Over a year, the first $10,000 USDG can generate up to 1,000 USDG in rewards, and every extra $10,000 USDG can earn an additional 500 USDG.

USDG is a fully collateralized, dollar-pegged stablecoin that allows you to earn yields while keeping your funds available for trading at any time. No more missing market opportunities due to idle funds. This is a limited-time early bird offer: up to 10% APY on the first $10,000 USDG, with annual rewards reaching up to 1,000 USDG. The USDG earning program launched here is part of OKX’s various ways to earn—ranging from automatic rewards in trading accounts to on-chain yields on X Layer.

These three options give you real freedom of choice: whether you want instant liquidity, passive income, or on-chain flexibility, all supported by OKX’s reliable and secure ecosystem.

Three Easy Ways to Make USDG Work for You

OKX Pay

Deposit up to $10,000 USDG to enjoy up to 10% APY, with shares over that earning 5% APY. Simply transfer USDG from your exchange account to OKX Pay, or directly convert other stablecoins to USDG within OKX Pay. Rewards grow daily and are automatically distributed every Monday.

OKX Exchange

Holding USDG in your OKX exchange account automatically earns up to 3.85% APY, available on both web and app. Rewards are distributed weekly with no extra steps needed.

OKX Wallet

Connect your OKX exchange account to OKX Wallet to earn up to 3.85% APY on-chain. Rewards grow daily and can be claimed weekly. No locking, no complicated operations—your USDG is always tradable, transferable, or usable while earning steady yields.

USDG on OKX: Simple, Transparent, and Flexible

USDG is designed to make your digital dollars work more efficiently—securely and seamlessly within the OKX ecosystem.

• Flexible Funds: Earn yields while keeping USDG ready for trading, collateralizing, or transferring at any time.

• Zero-Fee Conversions: Free conversions between USDT, USDC, and USDG with no extra charges.

• Multi-Chain Support: USDG is available on Ethereum (ERC-20), Solana (SPL), and X Layer.

Using USDG on OKX gives you full control over how your funds earn and where they go.

Unique Advantages of USDG

USDG is issued by Paxos Digital Singapore Pte. Ltd. in Singapore, licensed by the Monetary Authority of Singapore (MAS). It operates under a clear regulatory framework for single-currency stablecoins, emphasizing security and transparency:

• 1:1 Asset Collateralization: Each USDG is fully backed by USD reserves.

• Funds Segregation: User assets are strictly separated from operational funds.

• Independent Audits: Reserves are verified monthly by third-party auditors.

• Clear Redemption Rights: Holders can directly exchange USDG for USD fiat.

This structure offers users a regulated, transparent stablecoin option—combining the convenience of traditional stablecoins with enhanced trust and accountability.

Built for Open Access

USDG can be used across multiple blockchains, including Ethereum, Solana, and X Layer, with plans to integrate more networks in the future. Its open-source smart contracts are publicly verifiable and have undergone independent audits, ensuring security and predictability for users and developers alike. This multi-chain architecture enables USDG to be freely used across DeFi platforms, wallets, and within and outside the OKX ecosystem, truly enabling open circulation and efficient utilization of assets.

OKX’s Unique Advantages

OKX’s USDG project always centers on one core principle: providing users with choices and confidence. Whether you want to earn yields via OKX Pay, hold USDG on OKX exchange, or use it directly on-chain, you can enjoy transparent returns, regulatory protections, and the freedom to move your funds at any time. In today’s market environment, reliability is more important than hype. OKX helps transform the crypto world from the so-called “Wild West” to a “Moderate West”—where transparency and choice set new standards. With USDG, OKX offers a smarter, more reliable way to hold, earn, and use your funds.

Annual percentage yields (APY) may vary. The maximum 10% APY via OKX Pay is available to global users but excludes the US, UK, European Economic Area, Singapore, UAE, Australia, Turkey, and other restricted countries. Exchange account rewards: up to 4.0% APY for Singapore users, up to 4.1% APY for other available countries, unavailable in the UAE. On-chain rewards are open worldwide but exclude the US, UK, EEA, UAE, Brazil, Australia, Turkey, Singapore, and restricted countries. This activity has no fixed end date and may be terminated at any time by the issuer.