PayFi Revolution: A New Era for the Time Value of Money

3/21/2025, 8:58:56 AM
PayFi (Payment Finance) is an innovative model that combines payment features with financial services using blockchain technology and smart contracts. PayFi uses blockchain as a settlement layer at its core, merging Web3 payments with decentralized finance (DeFi) to enable smooth, efficient value transfers. PayFi aims to fulfill the Bitcoin whitepaper's vision: creating a peer-to-peer electronic cash payment network that doesn't need trusted third parties while using DeFi's capabilities to build a new financial ecosystem.
Author: Sonia
Translator: Sonia
Reviewer(s): Edward、Piccolo
Translation Reviewer(s): Ashley、Joyce
* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.
* This article may not be reproduced, transmitted or copied without referencing Gate. Contravention is an infringement of Copyright Act and may be subject to legal action.

Share

Crypto Calendar
Seul Buluşması
CARV, 24 Eylül'de Seul'de yapay zeka, dijital kimlik ve bunların merkeziyetsiz teknolojilerle kesişimi üzerine tartışmalara adanmış bir etkinlik düzenleyecek.
CARV
-0.18%
2025-09-23
Seul Buluşması
Oasis, Ocean Protocol ile işbirliği içinde, 24 Eylül'de Seul'de DePIN & DeFAI Rooftop konferansını düzenleyecek.
ROSE
0.23%
2025-09-23
Seul Buluşması
Ethena, Kore Blockchain Haftası 2025'in bir parçası olarak 24 Eylül'de Seul'de ilk Kore topluluk etkinliğini düzenleyecek.
ENA
-1.22%
2025-09-23
Seul'de Hack Seasons Fırsat Karışımı
AltLayer, 24 Eylül'de Seul'de gerçekleşecek olan Kore Blok Zinciri Haftası'nın bir yan etkinliği olan Hack Seasons Opportunity Mixer etkinliğine katılacak.
ALT
-3.84%
2025-09-23
Seul Buluşması
Injective, 24 Eylül'de Kore Blok Zinciri Haftası kapsamında APAC Turu'nun bir parçası olarak Seoul, Gangnam'da bahçe temalı bir pop-up etkinliği düzenleyecek. Anidar Parque'deki buluşma, katılımcılara içecekler, ağ oluşturma ve INJ'nin geleceği üzerine sohbetler ile rahat bir ortam sunacak. Giriş için ön kayıt gerekmektedir ve biletler sınırlıdır.
INJ
2.33%
2025-09-23

Related Articles

In-depth Explanation of Yala: Building a Modular DeFi Yield Aggregator with $YU Stablecoin as a Medium
Beginner

In-depth Explanation of Yala: Building a Modular DeFi Yield Aggregator with $YU Stablecoin as a Medium

Yala inherits the security and decentralization of Bitcoin while using a modular protocol framework with the $YU stablecoin as a medium of exchange and store of value. It seamlessly connects Bitcoin with major ecosystems, allowing Bitcoin holders to earn yield from various DeFi protocols.
11/29/2024, 10:10:11 AM
Top 10 NFT Data Platforms Overview
Intermediate

Top 10 NFT Data Platforms Overview

What are the top NFT data platforms? This article highlights ten leading NFT data platforms, listing their key features so you can choose the right one for NFT analysis based on your needs.
10/28/2024, 2:54:39 PM
Sui: How are users leveraging its speed, security, & scalability?
Intermediate

Sui: How are users leveraging its speed, security, & scalability?

Sui is a PoS L1 blockchain with a novel architecture whose object-centric model enables parallelization of transactions through verifier level scaling. In this research paper the unique features of the Sui blockchain will be introduced, the economic prospects of SUI tokens will be presented, and it will be explained how investors can learn about which dApps are driving the use of the chain through the Sui application campaign.
8/13/2025, 7:33:39 AM
7 Analysis Tools for Understanding NFTs
Intermediate

7 Analysis Tools for Understanding NFTs

The NFT industry can look opaque, but there are tools that can help you understand the underlying data.
12/19/2022, 2:09:54 AM
What Is Technical Analysis?
Beginner

What Is Technical Analysis?

Learn from the past - To explore the law of price movements and the wealth code in the ever-changing market.
11/21/2022, 10:17:27 AM
What is Tronscan and How Can You Use it in 2025?
Beginner

What is Tronscan and How Can You Use it in 2025?

Tronscan is a blockchain explorer that goes beyond the basics, offering wallet management, token tracking, smart contract insights, and governance participation. By 2025, it has evolved with enhanced security features, expanded analytics, cross-chain integration, and improved mobile experience. The platform now includes advanced biometric authentication, real-time transaction monitoring, and a comprehensive DeFi dashboard. Developers benefit from AI-powered smart contract analysis and improved testing environments, while users enjoy a unified multi-chain portfolio view and gesture-based navigation on mobile devices.
5/22/2025, 3:13:17 AM
Start Now
Sign up and get a
$100
Voucher!