In 2020, the SEC charged Ripple Labs with raising $1.3 billion through unregistered securities sales involving XRP tokens. This case quickly became one of the most closely watched legal battles in the cryptocurrency sector.
In August 2025, Ripple and the SEC reached a settlement, formally ending the litigation. Ripple agreed to pay a $125 million fine without admitting any wrongdoing.
XRP’s price experienced pronounced volatility during the lawsuit. By the end of 2020, XRP traded around $0.50, but as legal proceedings continued, it fell below $0.20 at times.
After the lawsuit concluded, XRP began to rebound. In August 2025, XRP broke above $3.00, marking a multi-year high.
Legal clarity from the settlement fueled renewed optimism for XRP’s outlook. Trading volumes soared as investors re-entered the market.
Analysts are also bullish about XRP’s future performance. With legal uncertainties resolved, XRP is expected to attract increased institutional investment, potentially driving prices higher.
Multiple research firms project XRP could reach the following price ranges in the coming years:
The resolution of the lawsuit has established legal certainty for XRP and sparked heightened market optimism. While short-term price volatility remains possible, the medium- to long-term outlook is positive. Investors should stay attuned to market developments and structure their investment strategies accordingly.