Coinbase and Better Launch Crypto-Collateralized Mortgages

AirdropBlackHole · 2026-03-26T18:05:32+00:00

Coinbase partners with Better to launch a compliant crypto-collateralized mortgage, allowing users to use Bitcoin or USDC for down payments. The dual loan model offers traditional mortgage terms with a single consolidated payment, unaffected by crypto price changes.

AirdropBlackHole

2026-03-26 18:05:32

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Coinbase has announced a partnership with US online mortgage lender Better to launch the first compliant crypto-collateralized mortgage product. This allows users to use Bitcoin or USDC held in their Coinbase accounts as collateral for down payments on home purchases. The mortgages will be issued and managed by Better, offering the same legal protections as traditional compliant mortgages.

The product is structured as a “dual loan model”: one loan is a standard mortgage, and the other is a down payment loan collateralized by crypto assets. Both loans will have the same interest rates and terms, and users will only be responsible for a single consolidated monthly payment. The collateralized assets will be held in a Coinbase Prime account and returned to the user upon full repayment of the loan. The mortgage terms will not be affected by BTC price fluctuations.

BTC-3,37%

USDC0,01%

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