#美SEC促进加密资产创新监管框架 The US Senate is about to confirm two key positions—Trump’s nominees for CFTC Chair, Selig, and FDIC Chair, Hill. Both have been labeled as "crypto-friendly." The question is: is this a positive or a potential risk for the US crypto market?

Let’s start with the possible benefits. Selig will be responsible for implementing crypto regulatory laws. If he can actually establish clear rules, at least the market won’t be as wild as it is now. Scams and price manipulation have always been issues—having someone in charge gives retail investors more peace of mind and encourages legitimate institutions to enter the market. On the other hand, Hill plans to lift previous government restrictions on banks participating in crypto businesses. Banks have money and structure; their involvement could bring liquidity to the market and open up new business opportunities for themselves. It sounds like a win-win situation.

But on the flip side, cryptocurrencies are inherently high-risk assets—their prices can be a rollercoaster several times a day. If regulation becomes too lax, risk could spiral out of control. Plus, countries have very different attitudes toward crypto. A policy shift in the US can send shockwaves through global markets, making uncertainty even greater.

So ultimately, whether these two can bring meaningful changes depends on how they strike that balance—energizing the market without letting risk run wild. It’s too early to draw conclusions now; we’ll just have to wait and see.