JPMorgan, this top Wall Street investment bank, is finally getting serious.

They just announced a major move: transferring their money market funds onto Ethereum, converting them into on-chain tokens, and directly injecting $100 million as initial capital. This is not a test; it's a declaration—Wall Street's most savvy money is starting to vote with real actions for the "legitimacy" of blockchain.

You might think this is just an institution experimenting, but that's not the case. As early as the end of October, JPMorgan completed a tokenization test of a private equity fund, and now they are accelerating the process, aiming for 2026. Over 95% of the capital flowing into the market already comes from institutional investors, bringing a completely different gameplay logic—stable returns, compliance and transparency, backed by real assets.

What does this mean? The era of air coins and Meme tokens playing hot potato is gradually fading out. The new competition is about who can secure stable cash flow and who can seize opportunities in real on-chain assets. Market thresholds are rising, and the rules of the game are being rewritten.

For ordinary people, adjusting strategies has become a necessity:

First, stop gambling on unknown altcoins with low probabilities of quick riches;

Second, make major assets like Bitcoin and Ethereum the ballast of your portfolio;

Third, learn new ways of earning passive income through staking and yield farming, following the pace of institutions to plan your moves.

The crypto market is evolving from a "casino" into "financial infrastructure." In the past, retail investors relied on luck and courage, but now you need to find a position that suits you and can generate continuous income. In this new financial building constructed by institutions, how much time do you still have to decide where you stand?