Under 3000U Still Can Go Far: The "Three-Part Money" Strategy Helps Small Capitalists Survive Longer in the Market

Having a small capital has never been a death sentence in the crypto market. What truly destroys accounts is the reckless use of money and the psychology of wanting to get rich too quickly. I have met many people who start with 1000–2000U with the belief: “Just one winning trade can change my life.” And you can guess the result — the account vaporizes before they learn how to trade. But there are also cases that go against the majority. A friend of mine started with less than 1500U, not a genius trader, not an insider, not aiming for 100x gains. The only thing he had was an extremely disciplined capital management strategy. After half a year, his account stabilized around 3–4 times the initial capital, and more importantly: he never blew up his account. Everything started from a very simple principle: dividing the money into three parts.

1. Divide Capital into Three Parts: Prioritize Survival Before Thinking About Profit The biggest mistake of small capital is putting all the money into one type of trade. When you fail — there’s no turning back. The “three-part” strategy addresses this problem perfectly. 🔹 Part One – Short-Term Trading Capital (About 1/3 of Total Capital) This part is for day trading, focusing only on BTC and ETH. No altcoins, no memes, no “hot tips.” The goals are very clear: Gain 2–4% and then exit No greed, no hope With small capital, consistent profits are more important than big gains. A series of small wins, all still valuable, is better than one big win that burns out the account. 🔹 Part Two – Swing Trading Capital (Swing Trade) This part does not involve daily trading. Only enter trades when: Trend is clear Entry point is good Risk-Reward ratio is reasonable Holding time is usually 2–5 days, aiming for higher profits than day trading but still prioritizing safety. People with small capital need to remember: Not trading is also a trading decision. 🔹 Part Three – Survival Funds (Absolutely Do Not Touch) This is the difference between those who last long and those who get eliminated. This fund: Does not trade Does not cut losses Does not chase “too good to miss” opportunities It exists to: Keep you in the game Give you a chance to re-enter when the market truly offers a big opportunity All-in traders usually only need one mistake to be out of the game forever.
2. Only Take the “Meat and Fish” Part, Don’t Try to Chew the Bones The crypto market is not always worth trading. 80% of the time: Prices are sideways Noise Trading in this environment often results in fees + psychological losses New traders often think: “Not trading means missing opportunities” Experienced traders understand that: “Trading without an advantage is slow self-sabotage” Core principle: Only trade when the trend is clear Don’t chase prices Don’t try to catch the bottom/top With small capital, stick mainly to BTC – ETH because: High liquidity Less manipulation Easy risk management Small altcoins can double quickly, but they can also go to zero faster than you can cut your losses.
3. Let Discipline Make Your Trading Decisions Crypto doesn’t kill you with price drops, but with emotions. Therefore, rules must be set before entering a trade, not after losing. Mandatory Rules: ❌ Max loss per trade 1–1.5% of total capital❌ Hit stop loss and cut, no praying✅ Take profit at 2–3%, partial exit❌ Never hold onto losing trades❌ Don’t add to losing positions Remember: You don’t need to win every trade You just need to avoid losing too much on bad trades Long-term profit-makers are those who survive long enough for the odds to turn in their favor. Conclusion: Small Capital Is Not Scary, “Eating Out” Mindset Is the Real Threat If a few dozen U up and down keeps you awake, you might be placing too much expectation on too little money. Crypto opportunities are abundant, but they are only for those who still have capital and stay calm. Moving slowly is not weakness; it’s a way to go further than most. Sometimes, avoiding a single account burn is more valuable than hitting a 5x trade. 📌 Learn to survive first, and money will come naturally later.