The digital credit track is heating up. A senior executive from a leading fintech company recently revealed that their financing strategy has been fully adjusted, aiming to launch a large-scale digital credit business matrix by 2026. This is not just a simple business extension, but a move to spark a new round of financing competition in the capital market — they plan to achieve scale advantages in the digital credit field through large-capital injections. What does this signal reflect? More and more institutions are turning their attention to on-chain financial infrastructure, and digital credit, as a supplement to the DeFi ecosystem, is moving from niche to mainstream.