Cryptocurrency wealth as a tool for purchasing European real estate: a new trend among wealthy investors

A new trend is emerging among Europe’s elite investors: accumulated cryptocurrency wealth is increasingly being converted into one of the most traditional assets — real estate. This phenomenon, which even surprises market participants, has become possible thanks to specialized platforms that bypass traditional banking barriers and facilitate large transactions within just a few days instead of months.

This process began about a year ago when Mykola Denysenko, a former lead developer at the European fintech company Revolut, set out to formalize the possibility for digital asset owners to purchase property with cryptocurrency. The result exceeded even the boldest expectations: over 100 deals were completed in a short period, and demand continues to grow, attracting more and more wealthy individuals seeking ways to diversify their wealth.

The scale of cryptocurrency real estate transactions reveals the true extent of wealth in the crypto market

Brighty, a platform licensed in Lithuania, works with individuals managing significant capital. According to Denysenko, the company serves between 100 and 150 wealthy clients, and their number is rapidly increasing. The average micro-market expenditure of such investors is about $50,000 per month, with the upper limit of completed deals reaching impressive figures.

“The size of such transactions ranges from approximately $500,000 to around $2.5 million,” clarifies Denysenko, co-founder and CTO of Brighty. Major property acquisitions include the UK, France, Malta, Cyprus, and Andorra — regions where digital assets are most actively utilized.

This phenomenon reflects a global trend: in 2025, the number of global crypto millionaires increased by an astonishing 40 percent over twelve months, reaching 241,700 individuals. This wealth, previously considered alternative and speculative, is now seeking traditional refuges in the form of real estate.

Technical solutions for verifying the origin of wealth have overcome the last obstacle

Traditional banks have long hesitated to accept cryptocurrency transactions due to concerns about possible money laundering. However, Denysenko dismisses these concerns as illegitimate, emphasizing the potential of advanced blockchain analytics tools.

“When clients come to us with cryptocurrency, even if it’s Bitcoin earned transparently, traditional banks often remain cautious,” he explains. To address this issue, Brighty uses specialized solutions such as Elliptic analytics platforms, which allow for thorough wallet and asset origin verification.

The verification process looks like this: after the compliance team approves the legitimacy of the cryptocurrency origin, the client is granted a foreign currency account. “Funds are transferred directly from the client to the seller, not from our bank,” Denysenko clarifies. This important nuance allows the platform to operate within regulatory requirements and bypass banking restrictions.

Compared to traditional international payments via SWIFT — a network used by over 11,000 banks worldwide — crypto payments are much faster and involve less administrative burden.

Euro-stablecoins replace USDC: a new trend among wealthy crypto investors

The Brighty team has observed an interesting evolution in client preferences regarding the choice of stablecoin for large transfers. While USDC from Circle was previously dominant, today wealthy investors more frequently choose EURC — a stablecoin pegged to the euro.

The reason is simple: buying real estate in Europe via USDC involved costs for converting dollars into euros. Switching to EURC eliminates these additional losses. The statistics speak for themselves: the average transaction size backed by euros increased from €15,785 (about $18,385) in Q3 to €59,894 (about $69,762) in Q4.

“Recently, we’ve noticed clients switching to euro-stablecoins,” Denysenko notes. “It’s a rational decision: if you deposit in USDC and buy an apartment in Europe, conversion costs arise. EURC allows you to avoid exchange fees and make payments in the local currency.”

This trend demonstrates how cryptocurrency wealth is adapting to real economic needs and how global investors are optimizing their strategies based on practical experience.

The future of cryptocurrency transactions in the real estate sector

Looking ahead, Brighty is actively engaging real estate agencies in the concept of transparent and legal property purchases using crypto assets. The goal is to expand the ecosystem and promote the normalization of such transactions in the traditional real estate market.

“Our clients simply want to reduce the risks of their wealth by investing part of their funds in real estate,” summarizes Denysenko. “This is no different from traditional investors who diversify their portfolios.”

This phenomenon reflects a deeper transformation: cryptocurrencies increasingly follow the patterns of traditional finance, where wealthy individuals seek safe assets for capital preservation. The trend shows that crypto wealth has long moved beyond speculative play and has become a serious tool for wealth management among the global elite investors.