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Wu Shuo learned that the Hong Kong Monetary Authority has released the "Hong Kong Banking System 2025 Review and 2026 Work Priorities." As of the end of September 2025, the local registered recognized institutions' comprehensive total capital adequacy ratio reached 25.1%, well above the international minimum requirement of 8%; the average quarterly liquidity coverage ratio for Class 1 institutions was 165.6%. Looking ahead to 2026, the HKMA outlined five key work priorities: in financial technology, focusing on the "DART" four pillars of the "Fintech 2030 Strategy" (Data and Payments, Artificial Intelligence, Resilience, Tokenization), with an emphasis on advancing initiatives related to artificial intelligence and resilience.