Zero percent interest in crypto sounds like a gimmick until you dig in and understand how it actually works.

Platforms like @ClappFinance pull this off because the loans are seriously overcollateralized.
You have to put up more value than you borrow.
For example, with a 50% loan-to-value (LTV), you can borrow half of your collateral. But the real advantage comes when you stay much lower, around 20% LTV.
Borrowing $10,000 against $50,000 worth of Bitcoin gives the platform a large safety buffer, which is why they can afford to charge no interest
Lenders hate risk, and a low LTV keeps things safe for them. You get access to your cash easily, and #ClappFinance gets to sleep at night knowing their loan is protected.
If you use it right, this becomes a smart way to access cash without selling your assets.
Learn more here
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#CryptoInnovation #DeFi