$XRP stands out for how it contrasts with DeFi-native assets while still shaping broader market behavior. Its focus on payments, liquidity, and institutional rails sets a high standard for efficiency a benchmark that decentralized systems often reference, even when their architectures differ.
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$TON , STONfi embodies a similar efficiency-driven philosophy at the application layer. It isn’t a payments protocol, but it emphasizes the same priorities: speed, predictability, and reliable execution. For users navigating multiple ecosystems, STONfi creates a practical bridge, allowing capital