XRP at $6 Could Push Ripple to $240B - Top 10 Bank Territory

Ripple is back in focus after Teucrium CEO Sal Gilbertie laid out a scenario that sounds almost too big to ignore. If XRP hits $6, Ripple’s existing token holdings could balloon to roughly $240 billion - enough to put the company in the same conversation as the world’s top 10 banks.

$240B Balance Sheet: How Ripple’s 40B XRP Holdings Stack Up

The math is straightforward. Ripple currently holds around 40 billion XRP tokens. At $3 per token, that’s $120 billion on the balance sheet. Double the price to $6, and you’re looking at $240 billion in XRP alone.

Ripple could rank among the world’s largest banks if XRP reaches significantly higher price levels. - Sal Gilbertie, Teucrium CEO

Gilbertie’s point is that XRP price moves aren’t just a trading story - they directly reshape Ripple’s financial weight within the global system. For more on where analysts see the ceiling, see XRP Price Analysis: Ripple Eyes $316B to $978B Market Cap as $5-$16 Target Emerges.

National Bank License and RLUSD: Ripple’s Bet on Traditional Finance

Ripple isn’t just sitting on tokens and waiting. The company has reportedly received provisional approval from the Office of the Comptroller of the Currency to launch a national bank - a move that would put it squarely inside the traditional financial system rather than circling around it. That regulatory foothold matters because it changes how institutions think about XRP as a settlement and liquidity tool. Gilbertie’s broader vision for Ripple displacing legacy infrastructure like SWIFT is explored in depth in XRP Price in Focus as Teucrium CEO Backs Ripple to Replace SWIFT with New Leveraged ETF.

Gilbertie also flagged Ripple’s RLUSD stablecoin as a key piece of the puzzle. As banks and crypto firms increasingly compete over digital settlement, RLUSD could give Ripple an edge in institutions looking for faster, cheaper alternatives to wire transfers. Meanwhile, some analysts argue the current price still doesn’t reflect XRP’s long-term role in global payments - a case made in detail in XRP Price Outlook: Analyst Says Sub-$10 XRP Is Deeply Undervalued.